Health insurance is a form of insurance which will cover your medical expenses when the time comes and you need them . . . also one of the types of insurance that is also most forgot about. That is until it is needed. Health insurance can also include disability coverage, long term nursing and custodial care. Health insurance is offered from private insurance companies and even government sponsored insurance programs at times. Although it may be purchased on an individual basis or group basis, such as when it is provided …